Rio Grande County, Colorado home prices
Typical home $320,612 · +1.5% in a year · property tax 0.39%
The typical home in Rio Grande County is worth $320,612, 39% less than the Colorado typical home ($529,013). Values changed +1.5% in the past year and +33.8% over five years. Homeowners here pay a median 0.39% of their home's value in property tax each year ($1,238 on the typical home), versus 0.52% statewide.
Mortgage on the typical Rio Grande County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $64,122 | $256,490 | $1,725 | $0 | $263 | $1,989 | $85,200 |
| 10% down | $32,061 | $288,551 | $1,941 | $120 | $263 | $2,325 | $99,600 |
| 5% down | $16,031 | $304,582 | $2,049 | $127 | $263 | $2,439 | $104,500 |
| 3.5% down (FHA) | $11,221 | $314,805 | $2,118 | $142 | $263 | $2,523 | $108,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.39% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Colorado.
Colorado counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Alamosa County | $319,782 | +2.5% | 0.43% |
| Morgan County | $324,520 | -0.6% | 0.52% |
| Rio Blanco County | $326,192 | +2.6% | 0.33% |
| Fremont County | $333,916 | -1.2% | 0.36% |
| Dolores County | $307,256 | +2.8% | 0.27% |
| Moffat County | $299,145 | -0.4% | 0.4% |
| Pueblo County | $282,303 | -2.3% | 0.5% |
| Yuma County | $272,569 | +3.0% | 0.47% |
| Huerfano County | $264,499 | -1.6% | 0.28% |
| Logan County | $252,455 | +1.0% | 0.46% |
Frequently asked questions
What is the average home price in Rio Grande County, CO?
The typical home value in Rio Grande County is $320,612 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Rio Grande County?
About $85,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Rio Grande County?
The median effective rate is 0.39% of home value a year (Census ACS 2024 5-year estimates).