Custer County, Colorado home prices
Typical home $399,858 · -0.7% in a year · property tax 0.39%
The typical home in Custer County is worth $399,858, 24% less than the Colorado typical home ($529,013). Values changed -0.7% in the past year and +21.1% over five years. Homeowners here pay a median 0.39% of their home's value in property tax each year ($1,578 on the typical home), versus 0.52% statewide.
Mortgage on the typical Custer County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $79,972 | $319,886 | $2,152 | $0 | $331 | $2,483 | $106,400 |
| 10% down | $39,986 | $359,872 | $2,421 | $150 | $331 | $2,902 | $124,400 |
| 5% down | $19,993 | $379,865 | $2,555 | $158 | $331 | $3,045 | $130,500 |
| 3.5% down (FHA) | $13,995 | $392,616 | $2,641 | $177 | $331 | $3,149 | $135,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.39% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Colorado.
Colorado counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Delta County | $407,020 | +2.4% | 0.31% |
| Montezuma County | $407,031 | +1.9% | 0.29% |
| Mesa County | $428,682 | +1.6% | 0.38% |
| El Paso County | $445,559 | -1.4% | 0.41% |
| Mineral County | $452,046 | +4.2% | 0.35% |
| Montrose County | $455,743 | +2.2% | 0.36% |
| Fremont County | $333,916 | -1.2% | 0.36% |
| Teller County | $472,557 | -1.3% | 0.35% |
| Adams County | $472,857 | -2.6% | 0.61% |
| Rio Blanco County | $326,192 | +2.6% | 0.33% |
Frequently asked questions
What is the average home price in Custer County, CO?
The typical home value in Custer County is $399,858 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Custer County?
About $106,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Custer County?
The median effective rate is 0.39% of home value a year (Census ACS 2024 5-year estimates).