Mineral County, Colorado home prices
Typical home $452,046 · +4.2% in a year · property tax 0.35%
The typical home in Mineral County is worth $452,046, 15% less than the Colorado typical home ($529,013). Values changed +4.2% in the past year and +25.2% over five years. Homeowners here pay a median 0.35% of their home's value in property tax each year ($1,575 on the typical home), versus 0.52% statewide.
Mortgage on the typical Mineral County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $90,409 | $361,637 | $2,433 | $0 | $357 | $2,790 | $119,600 |
| 10% down | $45,205 | $406,841 | $2,737 | $170 | $357 | $3,264 | $139,900 |
| 5% down | $22,602 | $429,444 | $2,889 | $179 | $357 | $3,425 | $146,800 |
| 3.5% down (FHA) | $15,822 | $443,858 | $2,986 | $200 | $357 | $3,543 | $151,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.35% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Colorado.
Colorado counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Montrose County | $455,743 | +2.2% | 0.36% |
| El Paso County | $445,559 | -1.4% | 0.41% |
| Teller County | $472,557 | -1.3% | 0.35% |
| Adams County | $472,857 | -2.6% | 0.61% |
| Mesa County | $428,682 | +1.6% | 0.38% |
| Hinsdale County | $475,661 | +0.4% | 0.31% |
| Weld County | $488,305 | -2.0% | 0.52% |
| Montezuma County | $407,031 | +1.9% | 0.29% |
| Delta County | $407,020 | +2.4% | 0.31% |
| Arapahoe County | $499,630 | -2.1% | 0.52% |
Frequently asked questions
What is the average home price in Mineral County, CO?
The typical home value in Mineral County is $452,046 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Mineral County?
About $119,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Mineral County?
The median effective rate is 0.35% of home value a year (Census ACS 2024 5-year estimates).