Arapahoe County, Colorado home prices
Typical home $499,630 · -2.1% in a year · property tax 0.52%
The typical home in Arapahoe County is worth $499,630, 6% less than the Colorado typical home ($529,013). Values changed -2.1% in the past year and +3.0% over five years. Homeowners here pay a median 0.52% of their home's value in property tax each year ($2,616 on the typical home), versus 0.52% statewide.
Mortgage on the typical Arapahoe County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $99,926 | $399,704 | $2,689 | $0 | $468 | $3,157 | $135,300 |
| 10% down | $49,963 | $449,667 | $3,025 | $187 | $468 | $3,680 | $157,700 |
| 5% down | $24,982 | $474,649 | $3,193 | $198 | $468 | $3,859 | $165,400 |
| 3.5% down (FHA) | $17,487 | $490,581 | $3,300 | $221 | $468 | $3,989 | $171,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.52% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Colorado · part of the Denver metro area.
Colorado counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Lake County | $509,347 | +2.4% | 0.42% |
| Weld County | $488,305 | -2.0% | 0.52% |
| Park County | $514,002 | -1.3% | 0.33% |
| Hinsdale County | $475,661 | +0.4% | 0.31% |
| Adams County | $472,857 | -2.6% | 0.61% |
| Teller County | $472,557 | -1.3% | 0.35% |
| Denver County | $528,188 | -1.8% | 0.45% |
| Gilpin County | $532,990 | -4.1% | 0.23% |
| Montrose County | $455,743 | +2.2% | 0.36% |
| Larimer County | $545,602 | -0.3% | 0.5% |
Frequently asked questions
What is the average home price in Arapahoe County, CO?
The typical home value in Arapahoe County is $499,630 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Arapahoe County?
About $135,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Arapahoe County?
The median effective rate is 0.52% of home value a year (Census ACS 2024 5-year estimates).