Park County, Colorado home prices
Typical home $514,002 · -1.3% in a year · property tax 0.33%
The typical home in Park County is worth $514,002, 3% less than the Colorado typical home ($529,013). Values changed -1.3% in the past year and +10.9% over five years. Homeowners here pay a median 0.33% of their home's value in property tax each year ($1,711 on the typical home), versus 0.52% statewide.
Mortgage on the typical Park County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $102,800 | $411,202 | $2,766 | $0 | $400 | $3,166 | $135,700 |
| 10% down | $51,400 | $462,602 | $3,112 | $193 | $400 | $3,704 | $158,800 |
| 5% down | $25,700 | $488,302 | $3,285 | $203 | $400 | $3,888 | $166,600 |
| 3.5% down (FHA) | $17,990 | $504,693 | $3,395 | $227 | $400 | $4,022 | $172,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.33% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Colorado · part of the Denver metro area.
Colorado counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Lake County | $509,347 | +2.4% | 0.42% |
| Denver County | $528,188 | -1.8% | 0.45% |
| Arapahoe County | $499,630 | -2.1% | 0.52% |
| Gilpin County | $532,990 | -4.1% | 0.23% |
| Weld County | $488,305 | -2.0% | 0.52% |
| Larimer County | $545,602 | -0.3% | 0.5% |
| San Juan County | $548,587 | +3.5% | 0.32% |
| Clear Creek County | $549,459 | -1.1% | 0.39% |
| Hinsdale County | $475,661 | +0.4% | 0.31% |
| Adams County | $472,857 | -2.6% | 0.61% |
Frequently asked questions
What is the average home price in Park County, CO?
The typical home value in Park County is $514,002 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Park County?
About $135,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Park County?
The median effective rate is 0.33% of home value a year (Census ACS 2024 5-year estimates).