Denver County, Colorado home prices
Typical home $528,188 · -1.8% in a year · property tax 0.45%
The typical home in Denver County is worth $528,188, about the same as the Colorado typical home ($529,013). Values changed -1.8% in the past year and -0.8% over five years. Homeowners here pay a median 0.45% of their home's value in property tax each year ($2,359 on the typical home), versus 0.52% statewide.
Mortgage on the typical Denver County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $105,638 | $422,550 | $2,843 | $0 | $461 | $3,303 | $141,600 |
| 10% down | $52,819 | $475,369 | $3,198 | $198 | $461 | $3,857 | $165,300 |
| 5% down | $26,409 | $501,779 | $3,375 | $209 | $461 | $4,045 | $173,400 |
| 3.5% down (FHA) | $18,487 | $518,621 | $3,489 | $234 | $461 | $4,183 | $179,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.45% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Colorado · part of the Denver metro area.
Colorado counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Gilpin County | $532,990 | -4.1% | 0.23% |
| Park County | $514,002 | -1.3% | 0.33% |
| Larimer County | $545,602 | -0.3% | 0.5% |
| Lake County | $509,347 | +2.4% | 0.42% |
| San Juan County | $548,587 | +3.5% | 0.32% |
| Clear Creek County | $549,459 | -1.1% | 0.39% |
| Arapahoe County | $499,630 | -2.1% | 0.52% |
| Archuleta County | $565,035 | -0.8% | 0.35% |
| Weld County | $488,305 | -2.0% | 0.52% |
| Hinsdale County | $475,661 | +0.4% | 0.31% |
Frequently asked questions
What is the average home price in Denver County, CO?
The typical home value in Denver County is $528,188 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Denver County?
About $141,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Denver County?
The median effective rate is 0.45% of home value a year (Census ACS 2024 5-year estimates).