Archuleta County, Colorado home prices
Typical home $565,035 · -0.8% in a year · property tax 0.35%
The typical home in Archuleta County is worth $565,035, 7% more than the Colorado typical home ($529,013). Values changed -0.8% in the past year and +18.5% over five years. Homeowners here pay a median 0.35% of their home's value in property tax each year ($1,995 on the typical home), versus 0.52% statewide.
Mortgage on the typical Archuleta County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $113,007 | $452,028 | $3,041 | $0 | $449 | $3,490 | $149,600 |
| 10% down | $56,504 | $508,532 | $3,421 | $212 | $449 | $4,082 | $174,900 |
| 5% down | $28,252 | $536,784 | $3,611 | $224 | $449 | $4,283 | $183,600 |
| 3.5% down (FHA) | $19,776 | $554,801 | $3,732 | $250 | $449 | $4,431 | $189,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.35% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Colorado.
Colorado counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Clear Creek County | $549,459 | -1.1% | 0.39% |
| San Juan County | $548,587 | +3.5% | 0.32% |
| Larimer County | $545,602 | -0.3% | 0.5% |
| Gilpin County | $532,990 | -4.1% | 0.23% |
| Denver County | $528,188 | -1.8% | 0.45% |
| Jefferson County | $606,904 | -1.6% | 0.48% |
| Broomfield County | $613,654 | -0.7% | 0.6% |
| Park County | $514,002 | -1.3% | 0.33% |
| Lake County | $509,347 | +2.4% | 0.42% |
| Arapahoe County | $499,630 | -2.1% | 0.52% |
Frequently asked questions
What is the average home price in Archuleta County, CO?
The typical home value in Archuleta County is $565,035 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Archuleta County?
About $149,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Archuleta County?
The median effective rate is 0.35% of home value a year (Census ACS 2024 5-year estimates).