Clear Creek County, Colorado home prices
Typical home $549,459 · -1.1% in a year · property tax 0.39%
The typical home in Clear Creek County is worth $549,459, 4% more than the Colorado typical home ($529,013). Values changed -1.1% in the past year and +9.4% over five years. Homeowners here pay a median 0.39% of their home's value in property tax each year ($2,122 on the typical home), versus 0.52% statewide.
Mortgage on the typical Clear Creek County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $109,892 | $439,567 | $2,957 | $0 | $452 | $3,409 | $146,100 |
| 10% down | $54,946 | $494,513 | $3,327 | $206 | $452 | $3,984 | $170,800 |
| 5% down | $27,473 | $521,986 | $3,511 | $217 | $452 | $4,180 | $179,200 |
| 3.5% down (FHA) | $19,231 | $539,506 | $3,629 | $243 | $452 | $4,324 | $185,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.39% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Colorado · part of the Denver metro area.
Colorado counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| San Juan County | $548,587 | +3.5% | 0.32% |
| Larimer County | $545,602 | -0.3% | 0.5% |
| Archuleta County | $565,035 | -0.8% | 0.35% |
| Gilpin County | $532,990 | -4.1% | 0.23% |
| Denver County | $528,188 | -1.8% | 0.45% |
| Park County | $514,002 | -1.3% | 0.33% |
| Lake County | $509,347 | +2.4% | 0.42% |
| Arapahoe County | $499,630 | -2.1% | 0.52% |
| Jefferson County | $606,904 | -1.6% | 0.48% |
| Weld County | $488,305 | -2.0% | 0.52% |
Frequently asked questions
What is the average home price in Clear Creek County, CO?
The typical home value in Clear Creek County is $549,459 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Clear Creek County?
About $146,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Clear Creek County?
The median effective rate is 0.39% of home value a year (Census ACS 2024 5-year estimates).