Hinsdale County, Colorado home prices
Typical home $475,661 · +0.4% in a year · property tax 0.31%
The typical home in Hinsdale County is worth $475,661, 10% less than the Colorado typical home ($529,013). Values changed +0.4% in the past year and +15.5% over five years. Homeowners here pay a median 0.31% of their home's value in property tax each year ($1,476 on the typical home), versus 0.52% statewide.
Mortgage on the typical Hinsdale County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $95,132 | $380,529 | $2,560 | $0 | $361 | $2,921 | $125,200 |
| 10% down | $47,566 | $428,095 | $2,880 | $178 | $361 | $3,419 | $146,500 |
| 5% down | $23,783 | $451,878 | $3,040 | $188 | $361 | $3,589 | $153,800 |
| 3.5% down (FHA) | $16,648 | $467,046 | $3,142 | $210 | $361 | $3,713 | $159,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.31% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Colorado.
Colorado counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Adams County | $472,857 | -2.6% | 0.61% |
| Teller County | $472,557 | -1.3% | 0.35% |
| Weld County | $488,305 | -2.0% | 0.52% |
| Montrose County | $455,743 | +2.2% | 0.36% |
| Mineral County | $452,046 | +4.2% | 0.35% |
| Arapahoe County | $499,630 | -2.1% | 0.52% |
| El Paso County | $445,559 | -1.4% | 0.41% |
| Lake County | $509,347 | +2.4% | 0.42% |
| Park County | $514,002 | -1.3% | 0.33% |
| Mesa County | $428,682 | +1.6% | 0.38% |
Frequently asked questions
What is the average home price in Hinsdale County, CO?
The typical home value in Hinsdale County is $475,661 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Hinsdale County?
About $125,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Hinsdale County?
The median effective rate is 0.31% of home value a year (Census ACS 2024 5-year estimates).