Bland County, Virginia home prices
Typical home $181,272 · +8.9% in a year · property tax 0.56%
The typical home in Bland County is worth $181,272, 56% less than the Virginia typical home ($412,252). Values changed +8.9% in the past year and +25.1% over five years. Homeowners here pay a median 0.56% of their home's value in property tax each year ($1,008 on the typical home), versus 0.71% statewide.
Mortgage on the typical Bland County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $36,254 | $145,017 | $976 | $0 | $175 | $1,150 | $49,300 |
| 10% down | $18,127 | $163,145 | $1,097 | $68 | $175 | $1,340 | $57,400 |
| 5% down | $9,064 | $172,208 | $1,158 | $72 | $175 | $1,405 | $60,200 |
| 3.5% down (FHA) | $6,345 | $177,989 | $1,197 | $80 | $175 | $1,452 | $62,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.56% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Virginia · part of the Bluefield metro area.
Virginia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Galax City | $180,866 | +7.0% | 0.76% |
| Sussex County | $183,564 | +6.3% | 0.59% |
| Bristol City | $177,856 | -3.0% | 0.75% |
| Carroll County | $185,932 | +6.2% | 0.53% |
| Alleghany County | $187,513 | +3.1% | 0.79% |
| Buena Vista City | $190,494 | +3.6% | 0.91% |
| Patrick County | $192,865 | +2.5% | 0.55% |
| Pittsylvania County | $193,773 | +2.2% | 0.59% |
| Scott County | $168,070 | +3.5% | 0.62% |
| Nottoway County | $195,140 | +7.3% | 0.45% |
Frequently asked questions
What is the average home price in Bland County, VA?
The typical home value in Bland County is $181,272 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Bland County?
About $49,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Bland County?
The median effective rate is 0.56% of home value a year (Census ACS 2024 5-year estimates).