Sussex County, Virginia home prices
Typical home $183,564 · +6.3% in a year · property tax 0.59%
The typical home in Sussex County is worth $183,564, 55% less than the Virginia typical home ($412,252). Values changed +6.3% in the past year and +30.7% over five years. Homeowners here pay a median 0.59% of their home's value in property tax each year ($1,077 on the typical home), versus 0.71% statewide.
Mortgage on the typical Sussex County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $36,713 | $146,851 | $988 | $0 | $181 | $1,169 | $50,100 |
| 10% down | $18,356 | $165,207 | $1,111 | $69 | $181 | $1,362 | $58,400 |
| 5% down | $9,178 | $174,385 | $1,173 | $73 | $181 | $1,427 | $61,200 |
| 3.5% down (FHA) | $6,425 | $180,239 | $1,212 | $81 | $181 | $1,475 | $63,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.59% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Virginia · part of the Richmond metro area.
Virginia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Bland County | $181,272 | +8.9% | 0.56% |
| Carroll County | $185,932 | +6.2% | 0.53% |
| Galax City | $180,866 | +7.0% | 0.76% |
| Alleghany County | $187,513 | +3.1% | 0.79% |
| Bristol City | $177,856 | -3.0% | 0.75% |
| Buena Vista City | $190,494 | +3.6% | 0.91% |
| Patrick County | $192,865 | +2.5% | 0.55% |
| Pittsylvania County | $193,773 | +2.2% | 0.59% |
| Nottoway County | $195,140 | +7.3% | 0.45% |
| Petersburg City | $196,761 | +1.2% | 0.81% |
Frequently asked questions
What is the average home price in Sussex County, VA?
The typical home value in Sussex County is $183,564 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Sussex County?
About $50,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Sussex County?
The median effective rate is 0.59% of home value a year (Census ACS 2024 5-year estimates).