Buena Vista City, Virginia home prices
Typical home $190,494 · +3.6% in a year · property tax 0.91%
The typical home in Buena Vista City is worth $190,494, 54% less than the Virginia typical home ($412,252). Values changed +3.6% in the past year and +33.7% over five years. Homeowners here pay a median 0.91% of their home's value in property tax each year ($1,733 on the typical home), versus 0.71% statewide.
Mortgage on the typical Buena Vista City home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $38,099 | $152,395 | $1,025 | $0 | $240 | $1,265 | $54,200 |
| 10% down | $19,049 | $171,445 | $1,153 | $71 | $240 | $1,464 | $62,800 |
| 5% down | $9,525 | $180,970 | $1,217 | $75 | $240 | $1,532 | $65,700 |
| 3.5% down (FHA) | $6,667 | $187,044 | $1,258 | $84 | $240 | $1,582 | $67,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.91% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Virginia.
Virginia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Patrick County | $192,865 | +2.5% | 0.55% |
| Alleghany County | $187,513 | +3.1% | 0.79% |
| Pittsylvania County | $193,773 | +2.2% | 0.59% |
| Carroll County | $185,932 | +6.2% | 0.53% |
| Nottoway County | $195,140 | +7.3% | 0.45% |
| Petersburg City | $196,761 | +1.2% | 0.81% |
| Sussex County | $183,564 | +6.3% | 0.59% |
| Charlotte County | $198,283 | +11.7% | 0.52% |
| Bland County | $181,272 | +8.9% | 0.56% |
| Galax City | $180,866 | +7.0% | 0.76% |
Frequently asked questions
What is the average home price in Buena Vista City, VA?
The typical home value in Buena Vista City is $190,494 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Buena Vista City?
About $54,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Buena Vista City?
The median effective rate is 0.91% of home value a year (Census ACS 2024 5-year estimates).