Nottoway County, Virginia home prices
Typical home $195,140 · +7.3% in a year · property tax 0.45%
The typical home in Nottoway County is worth $195,140, 53% less than the Virginia typical home ($412,252). Values changed +7.3% in the past year and +41.7% over five years. Homeowners here pay a median 0.45% of their home's value in property tax each year ($887 on the typical home), versus 0.71% statewide.
Mortgage on the typical Nottoway County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $39,028 | $156,112 | $1,050 | $0 | $171 | $1,222 | $52,400 |
| 10% down | $19,514 | $175,626 | $1,181 | $73 | $171 | $1,426 | $61,100 |
| 5% down | $9,757 | $185,383 | $1,247 | $77 | $171 | $1,496 | $64,100 |
| 3.5% down (FHA) | $6,830 | $191,606 | $1,289 | $86 | $171 | $1,547 | $66,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.45% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Virginia.
Virginia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Pittsylvania County | $193,773 | +2.2% | 0.59% |
| Petersburg City | $196,761 | +1.2% | 0.81% |
| Patrick County | $192,865 | +2.5% | 0.55% |
| Charlotte County | $198,283 | +11.7% | 0.52% |
| Buena Vista City | $190,494 | +3.6% | 0.91% |
| Alleghany County | $187,513 | +3.1% | 0.79% |
| Carroll County | $185,932 | +6.2% | 0.53% |
| Giles County | $206,518 | +8.6% | 0.61% |
| Sussex County | $183,564 | +6.3% | 0.59% |
| Grayson County | $207,245 | +5.5% | 0.56% |
Frequently asked questions
What is the average home price in Nottoway County, VA?
The typical home value in Nottoway County is $195,140 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Nottoway County?
About $52,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Nottoway County?
The median effective rate is 0.45% of home value a year (Census ACS 2024 5-year estimates).