Giles County, Virginia home prices
Typical home $206,518 · +8.6% in a year · property tax 0.61%
The typical home in Giles County is worth $206,518, 50% less than the Virginia typical home ($412,252). Values changed +8.6% in the past year and +26.7% over five years. Homeowners here pay a median 0.61% of their home's value in property tax each year ($1,268 on the typical home), versus 0.71% statewide.
Mortgage on the typical Giles County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $41,304 | $165,215 | $1,111 | $0 | $209 | $1,320 | $56,600 |
| 10% down | $20,652 | $185,867 | $1,250 | $77 | $209 | $1,537 | $65,900 |
| 5% down | $10,326 | $196,193 | $1,320 | $82 | $209 | $1,611 | $69,000 |
| 3.5% down (FHA) | $7,228 | $202,778 | $1,364 | $91 | $209 | $1,664 | $71,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.61% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Virginia · part of the Blacksburg metro area.
Virginia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Grayson County | $207,245 | +5.5% | 0.56% |
| Mecklenburg County | $209,597 | +3.6% | 0.45% |
| Wythe County | $210,800 | +2.3% | 0.53% |
| Charlotte County | $198,283 | +11.7% | 0.52% |
| Hopewell City | $215,859 | +2.2% | 0.86% |
| Petersburg City | $196,761 | +1.2% | 0.81% |
| Nottoway County | $195,140 | +7.3% | 0.45% |
| Bath County | $219,212 | +7.3% | 0.39% |
| Pittsylvania County | $193,773 | +2.2% | 0.59% |
| Roanoke City | $219,673 | +0.6% | 0.99% |
Frequently asked questions
What is the average home price in Giles County, VA?
The typical home value in Giles County is $206,518 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Giles County?
About $56,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Giles County?
The median effective rate is 0.61% of home value a year (Census ACS 2024 5-year estimates).