Bath County, Virginia home prices
Typical home $219,212 · +7.3% in a year · property tax 0.39%
The typical home in Bath County is worth $219,212, 47% less than the Virginia typical home ($412,252). Values changed +7.3% in the past year and +20.0% over five years. Homeowners here pay a median 0.39% of their home's value in property tax each year ($845 on the typical home), versus 0.71% statewide.
Mortgage on the typical Bath County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $43,842 | $175,369 | $1,180 | $0 | $180 | $1,360 | $58,300 |
| 10% down | $21,921 | $197,290 | $1,327 | $82 | $180 | $1,589 | $68,100 |
| 5% down | $10,961 | $208,251 | $1,401 | $87 | $180 | $1,668 | $71,500 |
| 3.5% down (FHA) | $7,672 | $215,241 | $1,448 | $97 | $180 | $1,725 | $73,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.39% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Virginia.
Virginia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Roanoke City | $219,673 | +0.6% | 0.99% |
| Hopewell City | $215,859 | +2.2% | 0.86% |
| Pulaski County | $226,254 | +4.9% | 0.63% |
| Wythe County | $210,800 | +2.3% | 0.53% |
| Mecklenburg County | $209,597 | +3.6% | 0.45% |
| Grayson County | $207,245 | +5.5% | 0.56% |
| Giles County | $206,518 | +8.6% | 0.61% |
| Franklin City | $235,735 | +2.4% | 0.71% |
| Charlotte County | $198,283 | +11.7% | 0.52% |
| Petersburg City | $196,761 | +1.2% | 0.81% |
Frequently asked questions
What is the average home price in Bath County, VA?
The typical home value in Bath County is $219,212 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Bath County?
About $58,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Bath County?
The median effective rate is 0.39% of home value a year (Census ACS 2024 5-year estimates).