Mecklenburg County, Virginia home prices
Typical home $209,597 · +3.6% in a year · property tax 0.45%
The typical home in Mecklenburg County is worth $209,597, 49% less than the Virginia typical home ($412,252). Values changed +3.6% in the past year and +34.8% over five years. Homeowners here pay a median 0.45% of their home's value in property tax each year ($935 on the typical home), versus 0.71% statewide.
Mortgage on the typical Mecklenburg County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $41,919 | $167,678 | $1,128 | $0 | $183 | $1,311 | $56,200 |
| 10% down | $20,960 | $188,638 | $1,269 | $79 | $183 | $1,530 | $65,600 |
| 5% down | $10,480 | $199,118 | $1,339 | $83 | $183 | $1,605 | $68,800 |
| 3.5% down (FHA) | $7,336 | $205,801 | $1,384 | $93 | $183 | $1,660 | $71,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.45% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Virginia.
Virginia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Wythe County | $210,800 | +2.3% | 0.53% |
| Grayson County | $207,245 | +5.5% | 0.56% |
| Giles County | $206,518 | +8.6% | 0.61% |
| Hopewell City | $215,859 | +2.2% | 0.86% |
| Bath County | $219,212 | +7.3% | 0.39% |
| Roanoke City | $219,673 | +0.6% | 0.99% |
| Charlotte County | $198,283 | +11.7% | 0.52% |
| Petersburg City | $196,761 | +1.2% | 0.81% |
| Nottoway County | $195,140 | +7.3% | 0.45% |
| Pittsylvania County | $193,773 | +2.2% | 0.59% |
Frequently asked questions
What is the average home price in Mecklenburg County, VA?
The typical home value in Mecklenburg County is $209,597 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Mecklenburg County?
About $56,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Mecklenburg County?
The median effective rate is 0.45% of home value a year (Census ACS 2024 5-year estimates).