Scott County, Virginia home prices
Typical home $168,070 · +3.5% in a year · property tax 0.62%
The typical home in Scott County is worth $168,070, 59% less than the Virginia typical home ($412,252). Values changed +3.5% in the past year and +43.5% over five years. Homeowners here pay a median 0.62% of their home's value in property tax each year ($1,040 on the typical home), versus 0.71% statewide.
Mortgage on the typical Scott County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $33,614 | $134,456 | $904 | $0 | $171 | $1,075 | $46,100 |
| 10% down | $16,807 | $151,263 | $1,018 | $63 | $171 | $1,251 | $53,600 |
| 5% down | $8,404 | $159,667 | $1,074 | $67 | $171 | $1,311 | $56,200 |
| 3.5% down (FHA) | $5,882 | $165,026 | $1,110 | $74 | $171 | $1,355 | $58,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.62% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Virginia · part of the Kingsport metro area.
Virginia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Greensville County | $163,665 | +2.2% | 0.54% |
| Smyth County | $163,239 | +4.5% | 0.58% |
| Bristol City | $177,856 | -3.0% | 0.75% |
| Galax City | $180,866 | +7.0% | 0.76% |
| Bland County | $181,272 | +8.9% | 0.56% |
| Sussex County | $183,564 | +6.3% | 0.59% |
| Brunswick County | $152,538 | +6.0% | 0.57% |
| Emporia City | $151,757 | +6.1% | 0.79% |
| Halifax County | $151,216 | +9.6% | 0.46% |
| Carroll County | $185,932 | +6.2% | 0.53% |
Frequently asked questions
What is the average home price in Scott County, VA?
The typical home value in Scott County is $168,070 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Scott County?
About $46,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Scott County?
The median effective rate is 0.62% of home value a year (Census ACS 2024 5-year estimates).