Kingsport, TN home prices
Typical home $242,853 · +1.1% in a year · income needed $66,200
The Kingsport, TN metro area ranks 480 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +1.1% in a year and +35.0% over five years. With 20% down at 7.11%, the typical home costs about $1,545 a month including 0.58% property tax (Sullivan County rate).
Mortgage on the typical Kingsport home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $48,571 | $194,283 | $1,307 | $0 | $239 | $1,545 | $66,200 |
| 10% down | $24,285 | $218,568 | $1,470 | $91 | $239 | $1,800 | $77,100 |
| 5% down | $12,143 | $230,711 | $1,552 | $96 | $239 | $1,887 | $80,900 |
| 3.5% down (FHA) | $8,500 | $238,455 | $1,604 | $107 | $239 | $1,950 | $83,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.58% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Kingsport area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Sullivan County, TN | $257,715 | -0.5% | 0.58% |
| Hawkins County, TN | $247,127 | +5.8% | 0.54% |
| Washington County, VA | $258,078 | +2.5% | 0.5% |
| Scott County, VA | $168,070 | +3.5% | 0.62% |
| Bristol City, VA | $177,856 | -3.0% | 0.75% |
What can you afford in Tennessee on your salary? · Tennessee home prices · Salaries in Tennessee
Frequently asked questions
How much is a house in Kingsport?
The typical home in the Kingsport, TN metro area is worth $242,853 (Zillow, September 2026).
What salary do you need to buy a house in Kingsport?
About $66,200 a year for the typical home with 20% down at 7.11%.