Washington County, Virginia home prices
Typical home $258,078 · +2.5% in a year · property tax 0.5%
The typical home in Washington County is worth $258,078, 37% less than the Virginia typical home ($412,252). Values changed +2.5% in the past year and +39.2% over five years. Homeowners here pay a median 0.5% of their home's value in property tax each year ($1,284 on the typical home), versus 0.71% statewide.
Mortgage on the typical Washington County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $51,616 | $206,462 | $1,389 | $0 | $236 | $1,625 | $69,600 |
| 10% down | $25,808 | $232,270 | $1,562 | $97 | $236 | $1,895 | $81,200 |
| 5% down | $12,904 | $245,174 | $1,649 | $102 | $236 | $1,988 | $85,200 |
| 3.5% down (FHA) | $9,033 | $253,403 | $1,705 | $114 | $236 | $2,055 | $88,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.5% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Virginia · part of the Kingsport metro area.
Virginia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Amherst County | $262,078 | +1.9% | 0.46% |
| Radford City | $265,800 | +3.5% | 0.72% |
| Portsmouth City | $266,486 | +2.5% | 1.04% |
| Buckingham County | $247,828 | +2.8% | 0.52% |
| Accomack County | $245,873 | +1.3% | 0.48% |
| Prince Edward County | $244,569 | +7.3% | 0.43% |
| Richmond County | $244,453 | +3.2% | 0.56% |
| Lynchburg City | $243,511 | +0.2% | 0.79% |
| Campbell County | $273,460 | +2.2% | 0.45% |
| Charles City County | $273,657 | +0.0% | 0.56% |
Frequently asked questions
What is the average home price in Washington County, VA?
The typical home value in Washington County is $258,078 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Washington County?
About $69,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Washington County?
The median effective rate is 0.5% of home value a year (Census ACS 2024 5-year estimates).