Sullivan County, Tennessee home prices
Typical home $257,715 · -0.5% in a year · property tax 0.58%
The typical home in Sullivan County is worth $257,715, 22% less than the Tennessee typical home ($330,844). Values changed -0.5% in the past year and +32.2% over five years. Homeowners here pay a median 0.58% of their home's value in property tax each year ($1,491 on the typical home), versus 0.46% statewide.
Mortgage on the typical Sullivan County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $51,543 | $206,172 | $1,387 | $0 | $253 | $1,640 | $70,300 |
| 10% down | $25,771 | $231,943 | $1,560 | $97 | $253 | $1,910 | $81,900 |
| 5% down | $12,886 | $244,829 | $1,647 | $102 | $253 | $2,002 | $85,800 |
| 3.5% down (FHA) | $9,020 | $253,047 | $1,702 | $114 | $253 | $2,069 | $88,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.58% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Tennessee · part of the Kingsport metro area.
Tennessee counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Lincoln County | $257,515 | +3.4% | 0.45% |
| Rhea County | $258,525 | +3.5% | 0.43% |
| McMinn County | $256,264 | +3.7% | 0.35% |
| Macon County | $260,164 | +3.3% | 0.39% |
| Marion County | $254,750 | +1.2% | 0.43% |
| Warren County | $254,138 | +2.1% | 0.42% |
| Polk County | $252,394 | +6.7% | 0.5% |
| Overton County | $251,818 | +3.9% | 0.39% |
| Giles County | $250,862 | +2.3% | 0.42% |
| Humphreys County | $249,121 | +5.7% | 0.48% |
Frequently asked questions
What is the average home price in Sullivan County, TN?
The typical home value in Sullivan County is $257,715 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Sullivan County?
About $70,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Sullivan County?
The median effective rate is 0.58% of home value a year (Census ACS 2024 5-year estimates).