Humphreys County, Tennessee home prices
Typical home $249,121 · +5.7% in a year · property tax 0.48%
The typical home in Humphreys County is worth $249,121, 25% less than the Tennessee typical home ($330,844). Values changed +5.7% in the past year and +32.7% over five years. Homeowners here pay a median 0.48% of their home's value in property tax each year ($1,186 on the typical home), versus 0.46% statewide.
Mortgage on the typical Humphreys County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $49,824 | $199,297 | $1,341 | $0 | $223 | $1,564 | $67,000 |
| 10% down | $24,912 | $224,209 | $1,508 | $93 | $223 | $1,825 | $78,200 |
| 5% down | $12,456 | $236,665 | $1,592 | $99 | $223 | $1,914 | $82,000 |
| 3.5% down (FHA) | $8,719 | $244,609 | $1,645 | $110 | $223 | $1,979 | $84,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.48% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Tennessee.
Tennessee counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Pickett County | $249,112 | +4.6% | 0.41% |
| Stewart County | $247,613 | +1.6% | 0.46% |
| Giles County | $250,862 | +2.3% | 0.42% |
| Greene County | $247,189 | +2.2% | 0.43% |
| Hawkins County | $247,127 | +5.8% | 0.54% |
| Bledsoe County | $246,774 | +7.2% | 0.36% |
| Overton County | $251,818 | +3.9% | 0.39% |
| Polk County | $252,394 | +6.7% | 0.5% |
| Warren County | $254,138 | +2.1% | 0.42% |
| Lewis County | $243,690 | +2.9% | 0.48% |
Frequently asked questions
What is the average home price in Humphreys County, TN?
The typical home value in Humphreys County is $249,121 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Humphreys County?
About $67,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Humphreys County?
The median effective rate is 0.48% of home value a year (Census ACS 2024 5-year estimates).