Hawkins County, Tennessee home prices
Typical home $247,127 · +5.8% in a year · property tax 0.54%
The typical home in Hawkins County is worth $247,127, 25% less than the Tennessee typical home ($330,844). Values changed +5.8% in the past year and +41.0% over five years. Homeowners here pay a median 0.54% of their home's value in property tax each year ($1,340 on the typical home), versus 0.46% statewide.
Mortgage on the typical Hawkins County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $49,425 | $197,702 | $1,330 | $0 | $235 | $1,565 | $67,100 |
| 10% down | $24,713 | $222,414 | $1,496 | $93 | $235 | $1,824 | $78,200 |
| 5% down | $12,356 | $234,771 | $1,579 | $98 | $235 | $1,912 | $82,000 |
| 3.5% down (FHA) | $8,649 | $242,651 | $1,632 | $109 | $235 | $1,977 | $84,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.54% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Tennessee · part of the Kingsport metro area.
Tennessee counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Greene County | $247,189 | +2.2% | 0.43% |
| Bledsoe County | $246,774 | +7.2% | 0.36% |
| Stewart County | $247,613 | +1.6% | 0.46% |
| Pickett County | $249,112 | +4.6% | 0.41% |
| Humphreys County | $249,121 | +5.7% | 0.48% |
| Lewis County | $243,690 | +2.9% | 0.48% |
| Fentress County | $243,554 | +2.8% | 0.32% |
| Giles County | $250,862 | +2.3% | 0.42% |
| Lawrence County | $243,136 | +4.0% | 0.53% |
| Campbell County | $242,885 | +4.0% | 0.37% |
Frequently asked questions
What is the average home price in Hawkins County, TN?
The typical home value in Hawkins County is $247,127 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Hawkins County?
About $67,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Hawkins County?
The median effective rate is 0.54% of home value a year (Census ACS 2024 5-year estimates).