Bluefield, WV home prices
Typical home $147,251 · +1.6% in a year · income needed $40,000
The Bluefield, WV metro area ranks 813 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +1.6% in a year and +31.0% over five years. With 20% down at 7.11%, the typical home costs about $932 a month including 0.54% property tax (Mercer County rate).
Mortgage on the typical Bluefield home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $29,450 | $117,801 | $792 | $0 | $140 | $932 | $40,000 |
| 10% down | $14,725 | $132,526 | $892 | $55 | $140 | $1,087 | $46,600 |
| 5% down | $7,363 | $139,889 | $941 | $58 | $140 | $1,139 | $48,800 |
| 3.5% down (FHA) | $5,154 | $144,584 | $973 | $65 | $140 | $1,178 | $50,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.54% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Bluefield area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Mercer County, WV | $145,481 | +0.1% | 0.54% |
| Tazewell County, VA | $144,973 | +3.6% | 0.62% |
| Bland County, VA | $181,272 | +8.9% | 0.56% |
What can you afford in Virginia on your salary? · Virginia home prices · Salaries in Virginia
Frequently asked questions
How much is a house in Bluefield?
The typical home in the Bluefield, WV metro area is worth $147,251 (Zillow, September 2026).
What salary do you need to buy a house in Bluefield?
About $40,000 a year for the typical home with 20% down at 7.11%.