Franklin County, Vermont home prices
Typical home $362,297 · +0.9% in a year · property tax 1.41%
The typical home in Franklin County is worth $362,297, 8% less than the Vermont typical home ($391,900). Values changed +0.9% in the past year and +23.0% over five years. Homeowners here pay a median 1.41% of their home's value in property tax each year ($5,117 on the typical home), versus 1.51% statewide.
Mortgage on the typical Franklin County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $72,459 | $289,838 | $1,950 | $0 | $608 | $2,557 | $109,600 |
| 10% down | $36,230 | $326,067 | $2,193 | $136 | $608 | $2,937 | $125,900 |
| 5% down | $18,115 | $344,182 | $2,315 | $143 | $608 | $3,066 | $131,400 |
| 3.5% down (FHA) | $12,680 | $355,735 | $2,393 | $160 | $608 | $3,161 | $135,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.41% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Vermont · part of the Burlington metro area.
Vermont counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Windham County | $368,593 | -0.4% | 1.81% |
| Bennington County | $374,684 | +0.9% | 1.64% |
| Washington County | $389,915 | +1.2% | 1.75% |
| Orange County | $322,699 | -0.7% | 1.66% |
| Rutland County | $315,512 | +3.0% | 1.81% |
| Windsor County | $416,696 | +2.8% | 1.84% |
| Addison County | $421,591 | +0.5% | 1.58% |
| Caledonia County | $298,327 | +2.4% | 1.76% |
| Orleans County | $290,906 | +4.9% | 1.65% |
| Grand Isle County | $452,828 | +4.0% | 1.32% |
Frequently asked questions
What is the average home price in Franklin County, VT?
The typical home value in Franklin County is $362,297 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Franklin County?
About $109,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Franklin County?
The median effective rate is 1.41% of home value a year (Census ACS 2024 5-year estimates).