Addison County, Vermont home prices
Typical home $421,591 · +0.5% in a year · property tax 1.58%
The typical home in Addison County is worth $421,591, 8% more than the Vermont typical home ($391,900). Values changed +0.5% in the past year and +11.1% over five years. Homeowners here pay a median 1.58% of their home's value in property tax each year ($6,641 on the typical home), versus 1.51% statewide.
Mortgage on the typical Addison County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $84,318 | $337,273 | $2,269 | $0 | $764 | $3,033 | $130,000 |
| 10% down | $42,159 | $379,432 | $2,552 | $158 | $764 | $3,475 | $148,900 |
| 5% down | $21,080 | $400,512 | $2,694 | $167 | $764 | $3,625 | $155,400 |
| 3.5% down (FHA) | $14,756 | $413,955 | $2,785 | $186 | $764 | $3,735 | $160,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.58% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Vermont.
Vermont counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Windsor County | $416,696 | +2.8% | 1.84% |
| Grand Isle County | $452,828 | +4.0% | 1.32% |
| Washington County | $389,915 | +1.2% | 1.75% |
| Bennington County | $374,684 | +0.9% | 1.64% |
| Windham County | $368,593 | -0.4% | 1.81% |
| Franklin County | $362,297 | +0.9% | 1.41% |
| Lamoille County | $489,639 | +0.9% | 1.57% |
| Chittenden County | $503,727 | -0.3% | 1.51% |
| Orange County | $322,699 | -0.7% | 1.66% |
| Rutland County | $315,512 | +3.0% | 1.81% |
Frequently asked questions
What is the average home price in Addison County, VT?
The typical home value in Addison County is $421,591 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Addison County?
About $130,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Addison County?
The median effective rate is 1.58% of home value a year (Census ACS 2024 5-year estimates).