Lamoille County, Vermont home prices
Typical home $489,639 · +0.9% in a year · property tax 1.57%
The typical home in Lamoille County is worth $489,639, 25% more than the Vermont typical home ($391,900). Values changed +0.9% in the past year and +7.8% over five years. Homeowners here pay a median 1.57% of their home's value in property tax each year ($7,689 on the typical home), versus 1.51% statewide.
Mortgage on the typical Lamoille County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $97,928 | $391,711 | $2,635 | $0 | $886 | $3,521 | $150,900 |
| 10% down | $48,964 | $440,675 | $2,964 | $184 | $886 | $4,034 | $172,900 |
| 5% down | $24,482 | $465,157 | $3,129 | $194 | $886 | $4,209 | $180,400 |
| 3.5% down (FHA) | $17,137 | $480,771 | $3,234 | $217 | $886 | $4,336 | $185,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.57% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Vermont.
Vermont counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Chittenden County | $503,727 | -0.3% | 1.51% |
| Grand Isle County | $452,828 | +4.0% | 1.32% |
| Addison County | $421,591 | +0.5% | 1.58% |
| Windsor County | $416,696 | +2.8% | 1.84% |
| Washington County | $389,915 | +1.2% | 1.75% |
| Bennington County | $374,684 | +0.9% | 1.64% |
| Windham County | $368,593 | -0.4% | 1.81% |
| Franklin County | $362,297 | +0.9% | 1.41% |
| Orange County | $322,699 | -0.7% | 1.66% |
| Rutland County | $315,512 | +3.0% | 1.81% |
Frequently asked questions
What is the average home price in Lamoille County, VT?
The typical home value in Lamoille County is $489,639 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Lamoille County?
About $150,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Lamoille County?
The median effective rate is 1.57% of home value a year (Census ACS 2024 5-year estimates).