Chittenden County, Vermont home prices
Typical home $503,727 · -0.3% in a year · property tax 1.51%
The typical home in Chittenden County is worth $503,727, 29% more than the Vermont typical home ($391,900). Values changed -0.3% in the past year and +20.1% over five years. Homeowners here pay a median 1.51% of their home's value in property tax each year ($7,589 on the typical home), versus 1.51% statewide.
Mortgage on the typical Chittenden County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $100,745 | $402,981 | $2,711 | $0 | $884 | $3,595 | $154,100 |
| 10% down | $50,373 | $453,354 | $3,050 | $189 | $884 | $4,123 | $176,700 |
| 5% down | $25,186 | $478,540 | $3,219 | $199 | $884 | $4,303 | $184,400 |
| 3.5% down (FHA) | $17,630 | $494,603 | $3,327 | $223 | $884 | $4,434 | $190,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.51% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Vermont · part of the Burlington metro area.
Vermont counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Lamoille County | $489,639 | +0.9% | 1.57% |
| Grand Isle County | $452,828 | +4.0% | 1.32% |
| Addison County | $421,591 | +0.5% | 1.58% |
| Windsor County | $416,696 | +2.8% | 1.84% |
| Washington County | $389,915 | +1.2% | 1.75% |
| Bennington County | $374,684 | +0.9% | 1.64% |
| Windham County | $368,593 | -0.4% | 1.81% |
| Franklin County | $362,297 | +0.9% | 1.41% |
| Orange County | $322,699 | -0.7% | 1.66% |
| Rutland County | $315,512 | +3.0% | 1.81% |
Frequently asked questions
What is the average home price in Chittenden County, VT?
The typical home value in Chittenden County is $503,727 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Chittenden County?
About $154,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Chittenden County?
The median effective rate is 1.51% of home value a year (Census ACS 2024 5-year estimates).