Burlington, VT home prices
Typical home $462,003 · +0.1% in a year · income needed $141,300
The Burlington, VT metro area ranks 96 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +0.1% in a year and +20.5% over five years. With 20% down at 7.11%, the typical home costs about $3,297 a month including 1.51% property tax (Chittenden County rate).
Mortgage on the typical Burlington home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $92,401 | $369,602 | $2,486 | $0 | $811 | $3,297 | $141,300 |
| 10% down | $46,200 | $415,802 | $2,797 | $173 | $811 | $3,781 | $162,100 |
| 5% down | $23,100 | $438,902 | $2,953 | $183 | $811 | $3,946 | $169,100 |
| 3.5% down (FHA) | $16,170 | $453,635 | $3,052 | $204 | $811 | $4,067 | $174,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.51% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Burlington area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Chittenden County, VT | $503,727 | -0.3% | 1.51% |
| Franklin County, VT | $362,297 | +0.9% | 1.41% |
| Grand Isle County, VT | $452,828 | +4.0% | 1.32% |
What can you afford in Vermont on your salary? · Vermont home prices · Salaries in Vermont
Frequently asked questions
How much is a house in Burlington?
The typical home in the Burlington, VT metro area is worth $462,003 (Zillow, September 2026).
What salary do you need to buy a house in Burlington?
About $141,300 a year for the typical home with 20% down at 7.11%.