Windsor County, Vermont home prices
Typical home $416,696 · +2.8% in a year · property tax 1.84%
The typical home in Windsor County is worth $416,696, 6% more than the Vermont typical home ($391,900). Values changed +2.8% in the past year and +19.1% over five years. Homeowners here pay a median 1.84% of their home's value in property tax each year ($7,673 on the typical home), versus 1.51% statewide.
Mortgage on the typical Windsor County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $83,339 | $333,357 | $2,243 | $0 | $848 | $3,090 | $132,400 |
| 10% down | $41,670 | $375,027 | $2,523 | $156 | $848 | $3,527 | $151,200 |
| 5% down | $20,835 | $395,861 | $2,663 | $165 | $848 | $3,676 | $157,500 |
| 3.5% down (FHA) | $14,584 | $409,149 | $2,752 | $184 | $848 | $3,784 | $162,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.84% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Vermont.
Vermont counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Addison County | $421,591 | +0.5% | 1.58% |
| Washington County | $389,915 | +1.2% | 1.75% |
| Grand Isle County | $452,828 | +4.0% | 1.32% |
| Bennington County | $374,684 | +0.9% | 1.64% |
| Windham County | $368,593 | -0.4% | 1.81% |
| Franklin County | $362,297 | +0.9% | 1.41% |
| Lamoille County | $489,639 | +0.9% | 1.57% |
| Chittenden County | $503,727 | -0.3% | 1.51% |
| Orange County | $322,699 | -0.7% | 1.66% |
| Rutland County | $315,512 | +3.0% | 1.81% |
Frequently asked questions
What is the average home price in Windsor County, VT?
The typical home value in Windsor County is $416,696 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Windsor County?
About $132,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Windsor County?
The median effective rate is 1.84% of home value a year (Census ACS 2024 5-year estimates).