Caledonia County, Vermont home prices
Typical home $298,327 · +2.4% in a year · property tax 1.76%
The typical home in Caledonia County is worth $298,327, 24% less than the Vermont typical home ($391,900). Values changed +2.4% in the past year and +21.1% over five years. Homeowners here pay a median 1.76% of their home's value in property tax each year ($5,265 on the typical home), versus 1.51% statewide.
Mortgage on the typical Caledonia County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $59,665 | $238,662 | $1,605 | $0 | $588 | $2,193 | $94,000 |
| 10% down | $29,833 | $268,495 | $1,806 | $112 | $588 | $2,506 | $107,400 |
| 5% down | $14,916 | $283,411 | $1,907 | $118 | $588 | $2,613 | $112,000 |
| 3.5% down (FHA) | $10,441 | $292,924 | $1,971 | $132 | $588 | $2,690 | $115,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.76% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Vermont.
Vermont counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Orleans County | $290,906 | +4.9% | 1.65% |
| Rutland County | $315,512 | +3.0% | 1.81% |
| Orange County | $322,699 | -0.7% | 1.66% |
| Essex County | $240,111 | +6.2% | 1.76% |
| Franklin County | $362,297 | +0.9% | 1.41% |
| Windham County | $368,593 | -0.4% | 1.81% |
| Bennington County | $374,684 | +0.9% | 1.64% |
| Washington County | $389,915 | +1.2% | 1.75% |
| Windsor County | $416,696 | +2.8% | 1.84% |
| Addison County | $421,591 | +0.5% | 1.58% |
Frequently asked questions
What is the average home price in Caledonia County, VT?
The typical home value in Caledonia County is $298,327 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Caledonia County?
About $94,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Caledonia County?
The median effective rate is 1.76% of home value a year (Census ACS 2024 5-year estimates).