Jones County, Texas home prices
Typical home $157,714 · +9.6% in a year · property tax 1.59%
The typical home in Jones County is worth $157,714, 47% less than the Texas typical home ($296,424). Values changed +9.6% in the past year and +12.2% over five years. Homeowners here pay a median 1.59% of their home's value in property tax each year ($2,509 on the typical home), versus 1.32% statewide.
Mortgage on the typical Jones County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $31,543 | $126,171 | $849 | $0 | $288 | $1,137 | $48,700 |
| 10% down | $15,771 | $141,942 | $955 | $59 | $288 | $1,302 | $55,800 |
| 5% down | $7,886 | $149,828 | $1,008 | $62 | $288 | $1,358 | $58,200 |
| 3.5% down (FHA) | $5,520 | $154,857 | $1,042 | $70 | $288 | $1,399 | $60,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.59% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas · part of the Abilene metro area.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Bee County | $158,126 | -2.4% | 1.45% |
| Morris County | $159,064 | -2.1% | 1.1% |
| Newton County | $155,255 | +7.3% | 0.82% |
| Dallam County | $154,785 | +5.0% | 1.15% |
| Reagan County | $160,753 | -11.6% | 0.92% |
| Stephens County | $154,661 | +0.7% | 1.48% |
| Briscoe County | $161,037 | +12.9% | 1.09% |
| Culberson County | $154,316 | +13.8% | 0.97% |
| McCulloch County | $161,246 | +8.0% | 0.99% |
| Shackelford County | $161,294 | +1.4% | 1.15% |
Frequently asked questions
What is the average home price in Jones County, TX?
The typical home value in Jones County is $157,714 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Jones County?
About $48,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Jones County?
The median effective rate is 1.59% of home value a year (Census ACS 2024 5-year estimates).