Dallam County, Texas home prices
Typical home $154,785 · +5.0% in a year · property tax 1.15%
The typical home in Dallam County is worth $154,785, 48% less than the Texas typical home ($296,424). Values changed +5.0% in the past year and +31.8% over five years. Homeowners here pay a median 1.15% of their home's value in property tax each year ($1,775 on the typical home), versus 1.32% statewide.
Mortgage on the typical Dallam County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $30,957 | $123,828 | $833 | $0 | $225 | $1,058 | $45,400 |
| 10% down | $15,479 | $139,307 | $937 | $58 | $225 | $1,220 | $52,300 |
| 5% down | $7,739 | $147,046 | $989 | $61 | $225 | $1,276 | $54,700 |
| 3.5% down (FHA) | $5,417 | $151,982 | $1,022 | $68 | $225 | $1,316 | $56,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.15% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Stephens County | $154,661 | +0.7% | 1.48% |
| Culberson County | $154,316 | +13.8% | 0.97% |
| Newton County | $155,255 | +7.3% | 0.82% |
| Pecos County | $153,302 | -1.1% | 1.03% |
| Jones County | $157,714 | +9.6% | 1.59% |
| Bee County | $158,126 | -2.4% | 1.45% |
| Morris County | $159,064 | -2.1% | 1.1% |
| Eastland County | $148,997 | +0.6% | 1.08% |
| Reagan County | $160,753 | -11.6% | 0.92% |
| Briscoe County | $161,037 | +12.9% | 1.09% |
Frequently asked questions
What is the average home price in Dallam County, TX?
The typical home value in Dallam County is $154,785 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Dallam County?
About $45,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Dallam County?
The median effective rate is 1.15% of home value a year (Census ACS 2024 5-year estimates).