Culberson County, Texas home prices
Typical home $154,316 · +13.8% in a year · property tax 0.97%
The typical home in Culberson County is worth $154,316, 48% less than the Texas typical home ($296,424). Values changed +13.8% in the past year and — over five years. Homeowners here pay a median 0.97% of their home's value in property tax each year ($1,496 on the typical home), versus 1.32% statewide.
Mortgage on the typical Culberson County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $30,863 | $123,453 | $830 | $0 | $202 | $1,032 | $44,200 |
| 10% down | $15,432 | $138,884 | $934 | $58 | $202 | $1,194 | $51,200 |
| 5% down | $7,716 | $146,600 | $986 | $61 | $202 | $1,249 | $53,500 |
| 3.5% down (FHA) | $5,401 | $151,521 | $1,019 | $68 | $202 | $1,289 | $55,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.97% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Stephens County | $154,661 | +0.7% | 1.48% |
| Dallam County | $154,785 | +5.0% | 1.15% |
| Newton County | $155,255 | +7.3% | 0.82% |
| Pecos County | $153,302 | -1.1% | 1.03% |
| Jones County | $157,714 | +9.6% | 1.59% |
| Bee County | $158,126 | -2.4% | 1.45% |
| Morris County | $159,064 | -2.1% | 1.1% |
| Eastland County | $148,997 | +0.6% | 1.08% |
| Concho County | $148,501 | -1.0% | 1.68% |
| Reagan County | $160,753 | -11.6% | 0.92% |
Frequently asked questions
What is the average home price in Culberson County, TX?
The typical home value in Culberson County is $154,316 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Culberson County?
About $44,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Culberson County?
The median effective rate is 0.97% of home value a year (Census ACS 2024 5-year estimates).