Newton County, Texas home prices
Typical home $155,255 · +7.3% in a year · property tax 0.82%
The typical home in Newton County is worth $155,255, 48% less than the Texas typical home ($296,424). Values changed +7.3% in the past year and +5.1% over five years. Homeowners here pay a median 0.82% of their home's value in property tax each year ($1,274 on the typical home), versus 1.32% statewide.
Mortgage on the typical Newton County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $31,051 | $124,204 | $836 | $0 | $184 | $1,019 | $43,700 |
| 10% down | $15,525 | $139,729 | $940 | $58 | $184 | $1,182 | $50,700 |
| 5% down | $7,763 | $147,492 | $992 | $61 | $184 | $1,237 | $53,000 |
| 3.5% down (FHA) | $5,434 | $152,443 | $1,025 | $69 | $184 | $1,278 | $54,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.82% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Dallam County | $154,785 | +5.0% | 1.15% |
| Stephens County | $154,661 | +0.7% | 1.48% |
| Culberson County | $154,316 | +13.8% | 0.97% |
| Pecos County | $153,302 | -1.1% | 1.03% |
| Jones County | $157,714 | +9.6% | 1.59% |
| Bee County | $158,126 | -2.4% | 1.45% |
| Morris County | $159,064 | -2.1% | 1.1% |
| Reagan County | $160,753 | -11.6% | 0.92% |
| Briscoe County | $161,037 | +12.9% | 1.09% |
| McCulloch County | $161,246 | +8.0% | 0.99% |
Frequently asked questions
What is the average home price in Newton County, TX?
The typical home value in Newton County is $155,255 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Newton County?
About $43,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Newton County?
The median effective rate is 0.82% of home value a year (Census ACS 2024 5-year estimates).