Morris County, Texas home prices
Typical home $159,064 · -2.1% in a year · property tax 1.1%
The typical home in Morris County is worth $159,064, 46% less than the Texas typical home ($296,424). Values changed -2.1% in the past year and -0.3% over five years. Homeowners here pay a median 1.1% of their home's value in property tax each year ($1,756 on the typical home), versus 1.32% statewide.
Mortgage on the typical Morris County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $31,813 | $127,251 | $856 | $0 | $226 | $1,082 | $46,400 |
| 10% down | $15,906 | $143,158 | $963 | $60 | $226 | $1,249 | $53,500 |
| 5% down | $7,953 | $151,111 | $1,017 | $63 | $226 | $1,305 | $55,900 |
| 3.5% down (FHA) | $5,567 | $156,183 | $1,051 | $70 | $226 | $1,347 | $57,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.1% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Bee County | $158,126 | -2.4% | 1.45% |
| Jones County | $157,714 | +9.6% | 1.59% |
| Reagan County | $160,753 | -11.6% | 0.92% |
| Briscoe County | $161,037 | +12.9% | 1.09% |
| McCulloch County | $161,246 | +8.0% | 0.99% |
| Shackelford County | $161,294 | +1.4% | 1.15% |
| Cass County | $161,748 | -0.9% | 0.94% |
| Newton County | $155,255 | +7.3% | 0.82% |
| Dallam County | $154,785 | +5.0% | 1.15% |
| Stephens County | $154,661 | +0.7% | 1.48% |
Frequently asked questions
What is the average home price in Morris County, TX?
The typical home value in Morris County is $159,064 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Morris County?
About $46,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Morris County?
The median effective rate is 1.1% of home value a year (Census ACS 2024 5-year estimates).