Concho County, Texas home prices
Typical home $148,501 · -1.0% in a year · property tax 1.68%
The typical home in Concho County is worth $148,501, 50% less than the Texas typical home ($296,424). Values changed -1.0% in the past year and -20.6% over five years. Homeowners here pay a median 1.68% of their home's value in property tax each year ($2,487 on the typical home), versus 1.32% statewide.
Mortgage on the typical Concho County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $29,700 | $118,801 | $799 | $0 | $282 | $1,081 | $46,300 |
| 10% down | $14,850 | $133,651 | $899 | $56 | $282 | $1,236 | $53,000 |
| 5% down | $7,425 | $141,076 | $949 | $59 | $282 | $1,289 | $55,300 |
| 3.5% down (FHA) | $5,198 | $145,811 | $981 | $66 | $282 | $1,328 | $56,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.68% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Eastland County | $148,997 | +0.6% | 1.08% |
| Potter County | $147,877 | +4.1% | 1.46% |
| Coke County | $147,025 | +6.0% | 1.16% |
| Marion County | $146,312 | -1.5% | 0.74% |
| Kleberg County | $145,523 | -1.1% | 1.47% |
| Scurry County | $144,049 | +2.9% | 1.27% |
| Starr County | $144,023 | +1.6% | 1.14% |
| Pecos County | $153,302 | -1.1% | 1.03% |
| Howard County | $142,857 | +4.8% | 0.95% |
| Culberson County | $154,316 | +13.8% | 0.97% |
Frequently asked questions
What is the average home price in Concho County, TX?
The typical home value in Concho County is $148,501 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Concho County?
About $46,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Concho County?
The median effective rate is 1.68% of home value a year (Census ACS 2024 5-year estimates).