Starr County, Texas home prices
Typical home $144,023 · +1.6% in a year · property tax 1.14%
The typical home in Starr County is worth $144,023, 51% less than the Texas typical home ($296,424). Values changed +1.6% in the past year and -17.2% over five years. Homeowners here pay a median 1.14% of their home's value in property tax each year ($1,640 on the typical home), versus 1.32% statewide.
Mortgage on the typical Starr County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $28,805 | $115,219 | $775 | $0 | $209 | $984 | $42,200 |
| 10% down | $14,402 | $129,621 | $872 | $54 | $209 | $1,135 | $48,600 |
| 5% down | $7,201 | $136,822 | $920 | $57 | $209 | $1,186 | $50,800 |
| 3.5% down (FHA) | $5,041 | $141,415 | $951 | $64 | $209 | $1,224 | $52,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.14% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas · part of the Rio Grande City metro area.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Scurry County | $144,049 | +2.9% | 1.27% |
| Howard County | $142,857 | +4.8% | 0.95% |
| Winkler County | $142,604 | +14.1% | 0.76% |
| Kleberg County | $145,523 | -1.1% | 1.47% |
| Bailey County | $142,242 | -2.0% | 1.52% |
| Coleman County | $141,747 | +8.1% | 1.35% |
| Marion County | $146,312 | -1.5% | 0.74% |
| Falls County | $141,228 | -3.1% | 1.37% |
| Coke County | $147,025 | +6.0% | 1.16% |
| Sutton County | $140,701 | -4.4% | 1.22% |
Frequently asked questions
What is the average home price in Starr County, TX?
The typical home value in Starr County is $144,023 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Starr County?
About $42,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Starr County?
The median effective rate is 1.14% of home value a year (Census ACS 2024 5-year estimates).