Coke County, Texas home prices
Typical home $147,025 · +6.0% in a year · property tax 1.16%
The typical home in Coke County is worth $147,025, 50% less than the Texas typical home ($296,424). Values changed +6.0% in the past year and -10.0% over five years. Homeowners here pay a median 1.16% of their home's value in property tax each year ($1,711 on the typical home), versus 1.32% statewide.
Mortgage on the typical Coke County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $29,405 | $117,620 | $791 | $0 | $216 | $1,007 | $43,200 |
| 10% down | $14,703 | $132,323 | $890 | $55 | $216 | $1,161 | $49,800 |
| 5% down | $7,351 | $139,674 | $940 | $58 | $216 | $1,214 | $52,000 |
| 3.5% down (FHA) | $5,146 | $144,362 | $971 | $65 | $216 | $1,252 | $53,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.16% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Marion County | $146,312 | -1.5% | 0.74% |
| Potter County | $147,877 | +4.1% | 1.46% |
| Concho County | $148,501 | -1.0% | 1.68% |
| Kleberg County | $145,523 | -1.1% | 1.47% |
| Eastland County | $148,997 | +0.6% | 1.08% |
| Scurry County | $144,049 | +2.9% | 1.27% |
| Starr County | $144,023 | +1.6% | 1.14% |
| Howard County | $142,857 | +4.8% | 0.95% |
| Winkler County | $142,604 | +14.1% | 0.76% |
| Bailey County | $142,242 | -2.0% | 1.52% |
Frequently asked questions
What is the average home price in Coke County, TX?
The typical home value in Coke County is $147,025 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Coke County?
About $43,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Coke County?
The median effective rate is 1.16% of home value a year (Census ACS 2024 5-year estimates).