Potter County, Texas home prices
Typical home $147,877 · +4.1% in a year · property tax 1.46%
The typical home in Potter County is worth $147,877, 50% less than the Texas typical home ($296,424). Values changed +4.1% in the past year and +24.7% over five years. Homeowners here pay a median 1.46% of their home's value in property tax each year ($2,153 on the typical home), versus 1.32% statewide.
Mortgage on the typical Potter County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $29,575 | $118,302 | $796 | $0 | $253 | $1,049 | $45,000 |
| 10% down | $14,788 | $133,090 | $895 | $55 | $253 | $1,204 | $51,600 |
| 5% down | $7,394 | $140,484 | $945 | $59 | $253 | $1,257 | $53,900 |
| 3.5% down (FHA) | $5,176 | $145,199 | $977 | $65 | $253 | $1,296 | $55,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.46% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas · part of the Amarillo metro area.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Concho County | $148,501 | -1.0% | 1.68% |
| Coke County | $147,025 | +6.0% | 1.16% |
| Eastland County | $148,997 | +0.6% | 1.08% |
| Marion County | $146,312 | -1.5% | 0.74% |
| Kleberg County | $145,523 | -1.1% | 1.47% |
| Scurry County | $144,049 | +2.9% | 1.27% |
| Starr County | $144,023 | +1.6% | 1.14% |
| Howard County | $142,857 | +4.8% | 0.95% |
| Winkler County | $142,604 | +14.1% | 0.76% |
| Pecos County | $153,302 | -1.1% | 1.03% |
Frequently asked questions
What is the average home price in Potter County, TX?
The typical home value in Potter County is $147,877 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Potter County?
About $45,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Potter County?
The median effective rate is 1.46% of home value a year (Census ACS 2024 5-year estimates).