Rio Grande City, TX home prices
Typical home $144,017 · +1.6% in a year · income needed $42,200
The Rio Grande City, TX metro area ranks 825 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +1.6% in a year and -17.3% over five years. With 20% down at 7.11%, the typical home costs about $984 a month including 1.14% property tax (Starr County rate).
Mortgage on the typical Rio Grande City home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $28,803 | $115,214 | $775 | $0 | $209 | $984 | $42,200 |
| 10% down | $14,402 | $129,616 | $872 | $54 | $209 | $1,135 | $48,600 |
| 5% down | $7,201 | $136,816 | $920 | $57 | $209 | $1,186 | $50,800 |
| 3.5% down (FHA) | $5,041 | $141,409 | $951 | $64 | $209 | $1,224 | $52,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.14% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Rio Grande City area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Starr County, TX | $144,023 | +1.6% | 1.14% |
What can you afford in Texas on your salary? · Texas home prices · Salaries in Texas
Frequently asked questions
How much is a house in Rio Grande City?
The typical home in the Rio Grande City, TX metro area is worth $144,017 (Zillow, September 2026).
What salary do you need to buy a house in Rio Grande City?
About $42,200 a year for the typical home with 20% down at 7.11%.