Sutton County, Texas home prices
Typical home $140,701 · -4.4% in a year · property tax 1.22%
The typical home in Sutton County is worth $140,701, 53% less than the Texas typical home ($296,424). Values changed -4.4% in the past year and -24.7% over five years. Homeowners here pay a median 1.22% of their home's value in property tax each year ($1,723 on the typical home), versus 1.32% statewide.
Mortgage on the typical Sutton County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $28,140 | $112,561 | $757 | $0 | $214 | $971 | $41,600 |
| 10% down | $14,070 | $126,631 | $852 | $53 | $214 | $1,119 | $47,900 |
| 5% down | $7,035 | $133,666 | $899 | $56 | $214 | $1,169 | $50,100 |
| 3.5% down (FHA) | $4,925 | $138,153 | $929 | $62 | $214 | $1,206 | $51,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.22% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Falls County | $141,228 | -3.1% | 1.37% |
| Throckmorton County | $139,924 | -12.3% | 1.28% |
| Coleman County | $141,747 | +8.1% | 1.35% |
| Castro County | $139,264 | -2.2% | 0.92% |
| Bailey County | $142,242 | -2.0% | 1.52% |
| Runnels County | $138,829 | +8.9% | 1.37% |
| Winkler County | $142,604 | +14.1% | 0.76% |
| Howard County | $142,857 | +4.8% | 0.95% |
| Jim Wells County | $137,856 | -10.1% | 1.15% |
| Starr County | $144,023 | +1.6% | 1.14% |
Frequently asked questions
What is the average home price in Sutton County, TX?
The typical home value in Sutton County is $140,701 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Sutton County?
About $41,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Sutton County?
The median effective rate is 1.22% of home value a year (Census ACS 2024 5-year estimates).