Castro County, Texas home prices
Typical home $139,264 · -2.2% in a year · property tax 0.92%
The typical home in Castro County is worth $139,264, 53% less than the Texas typical home ($296,424). Values changed -2.2% in the past year and -22.6% over five years. Homeowners here pay a median 0.92% of their home's value in property tax each year ($1,284 on the typical home), versus 1.32% statewide.
Mortgage on the typical Castro County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $27,853 | $111,411 | $749 | $0 | $177 | $926 | $39,700 |
| 10% down | $13,926 | $125,337 | $843 | $52 | $177 | $1,072 | $45,900 |
| 5% down | $6,963 | $132,301 | $890 | $55 | $177 | $1,122 | $48,100 |
| 3.5% down (FHA) | $4,874 | $136,741 | $920 | $62 | $177 | $1,158 | $49,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.92% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Texas.
Texas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Runnels County | $138,829 | +8.9% | 1.37% |
| Throckmorton County | $139,924 | -12.3% | 1.28% |
| Jim Wells County | $137,856 | -10.1% | 1.15% |
| Sutton County | $140,701 | -4.4% | 1.22% |
| Falls County | $141,228 | -3.1% | 1.37% |
| Coleman County | $141,747 | +8.1% | 1.35% |
| Baylor County | $136,644 | +17.4% | 1.25% |
| Bailey County | $142,242 | -2.0% | 1.52% |
| Winkler County | $142,604 | +14.1% | 0.76% |
| Howard County | $142,857 | +4.8% | 0.95% |
Frequently asked questions
What is the average home price in Castro County, TX?
The typical home value in Castro County is $139,264 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Castro County?
About $39,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Castro County?
The median effective rate is 0.92% of home value a year (Census ACS 2024 5-year estimates).