Abilene, TX home prices
Typical home $221,508 · +9.7% in a year · income needed $66,700
The Abilene, TX metro area ranks 565 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +9.7% in a year and +25.4% over five years. With 20% down at 7.11%, the typical home costs about $1,556 a month including 1.37% property tax (Taylor County rate).
Mortgage on the typical Abilene home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $44,302 | $177,206 | $1,192 | $0 | $364 | $1,556 | $66,700 |
| 10% down | $22,151 | $199,357 | $1,341 | $83 | $364 | $1,788 | $76,600 |
| 5% down | $11,075 | $210,432 | $1,416 | $88 | $364 | $1,868 | $80,000 |
| 3.5% down (FHA) | $7,753 | $217,496 | $1,463 | $98 | $364 | $1,925 | $82,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.37% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Abilene area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Taylor County, TX | $228,744 | +9.9% | 1.37% |
| Jones County, TX | $157,714 | +9.6% | 1.59% |
| Callahan County, TX | $221,876 | +8.3% | 0.91% |
What can you afford in Texas on your salary? · Texas home prices · Salaries in Texas
Frequently asked questions
How much is a house in Abilene?
The typical home in the Abilene, TX metro area is worth $221,508 (Zillow, September 2026).
What salary do you need to buy a house in Abilene?
About $66,700 a year for the typical home with 20% down at 7.11%.