Beaver County, Pennsylvania home prices
Typical home $208,836 · +3.4% in a year · property tax 1.42%
The typical home in Beaver County is worth $208,836, 27% less than the Pennsylvania typical home ($287,078). Values changed +3.4% in the past year and +23.8% over five years. Homeowners here pay a median 1.42% of their home's value in property tax each year ($2,958 on the typical home), versus 1.12% statewide.
Mortgage on the typical Beaver County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $41,767 | $167,068 | $1,124 | $0 | $351 | $1,475 | $63,200 |
| 10% down | $20,884 | $187,952 | $1,264 | $78 | $351 | $1,694 | $72,600 |
| 5% down | $10,442 | $198,394 | $1,335 | $83 | $351 | $1,768 | $75,800 |
| 3.5% down (FHA) | $7,309 | $205,053 | $1,379 | $92 | $351 | $1,823 | $78,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.42% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Pennsylvania · part of the Pittsburgh metro area.
Pennsylvania counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Bedford County | $212,134 | +4.3% | 0.81% |
| Westmoreland County | $213,431 | +0.3% | 1.23% |
| Sullivan County | $214,269 | +5.8% | 1.02% |
| Bradford County | $199,574 | +4.2% | 1.09% |
| Tioga County | $218,488 | +1.9% | 1.15% |
| Clinton County | $198,515 | +1.7% | 1.16% |
| Mifflin County | $197,401 | +4.8% | 1.45% |
| Erie County | $222,044 | +4.7% | 1.6% |
| Luzerne County | $227,445 | +3.3% | 1.45% |
| Philadelphia County | $231,558 | +0.0% | 0.82% |
Frequently asked questions
What is the average home price in Beaver County, PA?
The typical home value in Beaver County is $208,836 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Beaver County?
About $63,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Beaver County?
The median effective rate is 1.42% of home value a year (Census ACS 2024 5-year estimates).