Pittsburgh, PA home prices
Typical home $228,201 · +0.2% in a year · income needed $69,900
The Pittsburgh, PA metro area ranks 531 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +0.2% in a year and +12.2% over five years. With 20% down at 7.11%, the typical home costs about $1,631 a month including 1.52% property tax (Allegheny County rate).
Mortgage on the typical Pittsburgh home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $45,640 | $182,561 | $1,228 | $0 | $402 | $1,631 | $69,900 |
| 10% down | $22,820 | $205,381 | $1,382 | $86 | $402 | $1,870 | $80,100 |
| 5% down | $11,410 | $216,791 | $1,458 | $90 | $402 | $1,951 | $83,600 |
| 3.5% down (FHA) | $7,987 | $224,067 | $1,507 | $101 | $402 | $2,011 | $86,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.52% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Pittsburgh area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Allegheny County, PA | $236,739 | -0.1% | 1.52% |
| Westmoreland County, PA | $213,431 | +0.3% | 1.23% |
| Washington County, PA | $235,765 | +2.3% | 1.09% |
| Butler County, PA | $331,467 | -1.8% | 1.01% |
| Beaver County, PA | $208,836 | +3.4% | 1.42% |
| Fayette County, PA | $143,795 | -1.6% | 1.12% |
| Armstrong County, PA | $161,968 | -0.5% | 1.37% |
What can you afford in Pennsylvania on your salary? · Pennsylvania home prices · Salaries in Pennsylvania
Frequently asked questions
How much is a house in Pittsburgh?
The typical home in the Pittsburgh, PA metro area is worth $228,201 (Zillow, September 2026).
What salary do you need to buy a house in Pittsburgh?
About $69,900 a year for the typical home with 20% down at 7.11%.