Bradford County, Pennsylvania home prices
Typical home $199,574 · +4.2% in a year · property tax 1.09%
The typical home in Bradford County is worth $199,574, 30% less than the Pennsylvania typical home ($287,078). Values changed +4.2% in the past year and +29.4% over five years. Homeowners here pay a median 1.09% of their home's value in property tax each year ($2,176 on the typical home), versus 1.12% statewide.
Mortgage on the typical Bradford County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $39,915 | $159,659 | $1,074 | $0 | $281 | $1,355 | $58,100 |
| 10% down | $19,957 | $179,617 | $1,208 | $75 | $281 | $1,564 | $67,000 |
| 5% down | $9,979 | $189,595 | $1,275 | $79 | $281 | $1,636 | $70,100 |
| 3.5% down (FHA) | $6,985 | $195,959 | $1,318 | $88 | $281 | $1,688 | $72,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.09% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Pennsylvania · part of the Sayre metro area.
Pennsylvania counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Clinton County | $198,515 | +1.7% | 1.16% |
| Mifflin County | $197,401 | +4.8% | 1.45% |
| Beaver County | $208,836 | +3.4% | 1.42% |
| Bedford County | $212,134 | +4.3% | 0.81% |
| Westmoreland County | $213,431 | +0.3% | 1.23% |
| Sullivan County | $214,269 | +5.8% | 1.02% |
| Huntingdon County | $181,292 | +2.7% | 0.94% |
| Tioga County | $218,488 | +1.9% | 1.15% |
| Somerset County | $180,049 | +5.0% | 0.98% |
| Schuylkill County | $179,851 | +4.2% | 1.4% |
Frequently asked questions
What is the average home price in Bradford County, PA?
The typical home value in Bradford County is $199,574 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Bradford County?
About $58,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Bradford County?
The median effective rate is 1.09% of home value a year (Census ACS 2024 5-year estimates).