Clinton County, Pennsylvania home prices
Typical home $198,515 · +1.7% in a year · property tax 1.16%
The typical home in Clinton County is worth $198,515, 31% less than the Pennsylvania typical home ($287,078). Values changed +1.7% in the past year and +19.9% over five years. Homeowners here pay a median 1.16% of their home's value in property tax each year ($2,309 on the typical home), versus 1.12% statewide.
Mortgage on the typical Clinton County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $39,703 | $158,812 | $1,068 | $0 | $292 | $1,360 | $58,300 |
| 10% down | $19,852 | $178,664 | $1,202 | $74 | $292 | $1,568 | $67,200 |
| 5% down | $9,926 | $188,590 | $1,269 | $79 | $292 | $1,639 | $70,200 |
| 3.5% down (FHA) | $6,948 | $194,920 | $1,311 | $88 | $292 | $1,691 | $72,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.16% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Pennsylvania · part of the Lock Haven metro area.
Pennsylvania counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Bradford County | $199,574 | +4.2% | 1.09% |
| Mifflin County | $197,401 | +4.8% | 1.45% |
| Beaver County | $208,836 | +3.4% | 1.42% |
| Bedford County | $212,134 | +4.3% | 0.81% |
| Westmoreland County | $213,431 | +0.3% | 1.23% |
| Sullivan County | $214,269 | +5.8% | 1.02% |
| Huntingdon County | $181,292 | +2.7% | 0.94% |
| Somerset County | $180,049 | +5.0% | 0.98% |
| Schuylkill County | $179,851 | +4.2% | 1.4% |
| Mercer County | $179,580 | +0.5% | 1.18% |
Frequently asked questions
What is the average home price in Clinton County, PA?
The typical home value in Clinton County is $198,515 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Clinton County?
About $58,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Clinton County?
The median effective rate is 1.16% of home value a year (Census ACS 2024 5-year estimates).