Tioga County, Pennsylvania home prices
Typical home $218,488 · +1.9% in a year · property tax 1.15%
The typical home in Tioga County is worth $218,488, 24% less than the Pennsylvania typical home ($287,078). Values changed +1.9% in the past year and +25.4% over five years. Homeowners here pay a median 1.15% of their home's value in property tax each year ($2,507 on the typical home), versus 1.12% statewide.
Mortgage on the typical Tioga County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $43,698 | $174,791 | $1,176 | $0 | $318 | $1,494 | $64,000 |
| 10% down | $21,849 | $196,639 | $1,323 | $82 | $318 | $1,723 | $73,800 |
| 5% down | $10,924 | $207,564 | $1,396 | $86 | $318 | $1,801 | $77,200 |
| 3.5% down (FHA) | $7,647 | $214,531 | $1,443 | $97 | $318 | $1,858 | $79,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.15% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Pennsylvania.
Pennsylvania counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Erie County | $222,044 | +4.7% | 1.6% |
| Sullivan County | $214,269 | +5.8% | 1.02% |
| Westmoreland County | $213,431 | +0.3% | 1.23% |
| Bedford County | $212,134 | +4.3% | 0.81% |
| Luzerne County | $227,445 | +3.3% | 1.45% |
| Beaver County | $208,836 | +3.4% | 1.42% |
| Philadelphia County | $231,558 | +0.0% | 0.82% |
| Lycoming County | $235,755 | +3.4% | 1.31% |
| Washington County | $235,765 | +2.3% | 1.09% |
| Allegheny County | $236,739 | -0.1% | 1.52% |
Frequently asked questions
What is the average home price in Tioga County, PA?
The typical home value in Tioga County is $218,488 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Tioga County?
About $64,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Tioga County?
The median effective rate is 1.15% of home value a year (Census ACS 2024 5-year estimates).