Erie County, Pennsylvania home prices
Typical home $222,044 · +4.7% in a year · property tax 1.6%
The typical home in Erie County is worth $222,044, 23% less than the Pennsylvania typical home ($287,078). Values changed +4.7% in the past year and +38.3% over five years. Homeowners here pay a median 1.6% of their home's value in property tax each year ($3,550 on the typical home), versus 1.12% statewide.
Mortgage on the typical Erie County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $44,409 | $177,635 | $1,195 | $0 | $407 | $1,602 | $68,700 |
| 10% down | $22,204 | $199,840 | $1,344 | $83 | $407 | $1,834 | $78,600 |
| 5% down | $11,102 | $210,942 | $1,419 | $88 | $407 | $1,914 | $82,000 |
| 3.5% down (FHA) | $7,772 | $218,022 | $1,467 | $98 | $407 | $1,972 | $84,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.6% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Pennsylvania · part of the Erie metro area.
Pennsylvania counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Tioga County | $218,488 | +1.9% | 1.15% |
| Luzerne County | $227,445 | +3.3% | 1.45% |
| Sullivan County | $214,269 | +5.8% | 1.02% |
| Westmoreland County | $213,431 | +0.3% | 1.23% |
| Philadelphia County | $231,558 | +0.0% | 0.82% |
| Bedford County | $212,134 | +4.3% | 0.81% |
| Beaver County | $208,836 | +3.4% | 1.42% |
| Lycoming County | $235,755 | +3.4% | 1.31% |
| Washington County | $235,765 | +2.3% | 1.09% |
| Allegheny County | $236,739 | -0.1% | 1.52% |
Frequently asked questions
What is the average home price in Erie County, PA?
The typical home value in Erie County is $222,044 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Erie County?
About $68,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Erie County?
The median effective rate is 1.6% of home value a year (Census ACS 2024 5-year estimates).