Hood River County, Oregon home prices
Typical home $682,386 · +2.6% in a year · property tax 0.53%
The typical home in Hood River County is worth $682,386, 38% more than the Oregon typical home ($492,753). Values changed +2.6% in the past year and +12.0% over five years. Homeowners here pay a median 0.53% of their home's value in property tax each year ($3,634 on the typical home), versus 0.79% statewide.
Mortgage on the typical Hood River County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $136,477 | $545,909 | $3,672 | $0 | $644 | $4,316 | $185,000 |
| 10% down | $68,239 | $614,147 | $4,131 | $256 | $644 | $5,031 | $215,600 |
| 5% down | $34,119 | $648,267 | $4,361 | $270 | $644 | $5,275 | $226,100 |
| 3.5% down (FHA) | $23,884 | $670,026 | $4,507 | $302 | $644 | $5,453 | $233,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.53% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Oregon · part of the Hood River metro area.
Oregon counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Deschutes County | $658,505 | -0.7% | 0.58% |
| Clackamas County | $605,496 | +0.6% | 0.85% |
| Washington County | $555,664 | -1.5% | 0.84% |
| Benton County | $553,203 | +0.3% | 0.95% |
| Clatsop County | $518,689 | +0.4% | 0.69% |
| Tillamook County | $503,694 | +0.4% | 0.6% |
| Yamhill County | $501,668 | -0.8% | 0.73% |
| Multnomah County | $496,807 | +0.2% | 0.96% |
| Polk County | $475,672 | +1.3% | 0.8% |
| Crook County | $471,570 | +0.9% | 0.64% |
Frequently asked questions
What is the average home price in Hood River County, OR?
The typical home value in Hood River County is $682,386 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Hood River County?
About $185,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Hood River County?
The median effective rate is 0.53% of home value a year (Census ACS 2024 5-year estimates).